Summary of Benefits
You have options for your Medicare Advantage coverage. Think about your needs and what type of benefits will help you most. First Choice VIP Care (HMO-SNP) offers all the benefits of regular Medicare, plus more.
First Choice VIP Care provides:
- Coverage for inpatient hospital care, as well as skilled nursing facility and home health care coverage.
- Preventive services to help you stay healthy.
- A large network of doctors, hospitals, specialists, and pharmacies.
- Great service and personal attention.
Plus, you'll get extra benefits, including:
- Dental, vision, and hearing benefits not covered by original Medicare.
- Wellness education including smoking cessation and a nurse hotline.
- Transportation to your provider.
Questions? Call us toll-free at 1-833-961-3723 (TTY 711), Monday through Friday, 8 a.m. – 8 p.m., from April 1 to September 30; or seven days a week, 8 a.m. – 8 p.m., from October 1 to March 31.
Below is a brief summary of key benefits.
You may also view:
- A Pre-Enrollment Checklist (PDF).
- A complete Summary of Benefits (PDF).
- An Over-the-Counter Benefit Product Catalog (OTC) (PDF)
- To review information about your over-the-counter benefits online, visit andmorehealth.com/vipcare. You can also call 1-855-AND-MORE (1-855-263-6673), TTY 711, Monday- Friday, 8am-8pm, local time, excluding holidays.
- A complete Annual Notice of Changes (ANOC) (PDF).
- The ANOC tells you about all plan changes in the next year.
- A complete Evidence of Coverage (PDF) posted November 20, 2024.
- The EOC tells you how to get medical care and prescription drugs through our plan. The booklet explains what's covered, how much you'll pay for services, and all about your rights and responsibilities.
You can also contact First Choice VIP Care for more information.
Find a provider in our network for the benefits below.
Premium | $0 monthly plan premium. |
---|---|
Doctor office visits | $0 copay for each Medicare-covered primary care provider (PCP) visit. |
Specialist visits |
$0 copay for each Medicare-covered specialist visit. No referral required. |
Preventive and comprehensive dental |
Unlimited plan coverage limit for preventive dental benefits every year. $0 copay for the following preventive dental benefits:
The combined total comprehensive dental benefits cannot exceed $3,600 every year. The comprehensive dental benefits include the following services up to a $3,600 combined limit every year:
*Prior authorization is required for comprehensive dental services. Service limitations may apply. |
Hearing |
Diagnostic hearing and balance evaluations are:
You must receive your care from a network provider. We will only pay for covered hearing services if you go to an in-network hearing provider. In most cases, you will have to pay for care that you receive from an out-of-network provider. |
Vision services |
Covered services include everything original Medicare covers PLUS:
|
Transportation |
50 trips to plan-approved locations every year (e.g., doctor's office, pharmacy, and hospital). May consist of a car, shuttle, or van service depending on appropriateness for the situation and the member's needs. Rides must be scheduled at least one business day in advance except in special circumstances. Prior authorization is required for trips that exceed 50 miles for a one‐way ride. Other prior authorization and scheduling rules apply. |
Over-the-counter pharmacy (OTC)/VBID/Food and produce/General supports for living |
Benefit includes $250 per month for over-the-counter (OTC) items included in the OTC catalog (PDF), online ordering portal and/or qualified items at participating retail settings via a restricted spend debit card. There is no limit on the total number of items or orders a member may purchase. Any unused balance will automatically expire at the end of each month or upon disenrollment from the plan. Coverage includes Naloxone. Members who qualify based on socioeconomic (LIS) status may use $250 of the monthly allowance toward qualifying food and produce at participating retail locations and/or FarmBox mail order (item limits may apply) and/or qualifying rent and utility services, internet services, pest control, and pet supplies. Any unused balance will automatically expire at the end of each month or upon disenrollment from the plan. |
Personal emergency response system (PERS) |
Personal emergency response system (PERS) is a medical alert monitoring system that provides 24/7 access to help at the push of a button. We offer multiple styles, including a mobile-enabled wearable device. One device per year. |
Home health care | $0 copay for Medicare-covered home health visits. |
Outpatient mental health care |
$0 copay for each Medicare-covered individual therapy visit. $0 copay for each Medicare-covered group therapy visit. $0 copay for each Medicare-covered individual therapy visit with a psychiatrist. $0 copay for each Medicare-covered group therapy visit with a psychiatrist. |
Important message about what you pay for vaccines |
Our plan covers most Part D vaccines at no cost to you. Call Member Services for more information. |